Something I tripped over while doing even sillier things like customizing the GUI of Win 98se running under VMware.....
It does quaint things like hide your desktop icons....as/when you want to ignore them.... so you can bask in all that clean, uncluttered wallpaper loveliness.
I have it running painlessly in the Win 98 and in the Host XP Pro ....no dramas....give it a gander....
http://www.sillysot.com/